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关于 Oliva
我们创立 Oliva,因为亲身遇到了这个问题。作为投资人,我们看到的是一个数字取决于卖方的市场:把毛收益当净收益讲、把成本藏到最后一刻、数据出自宣传册而非政府记录。
我们造出了之前找不到的东西:基于官方数据的评分引擎、在您问之前就公开的费用结构,以及无论您身在迪拜还是 5,000 公里之外都能跑通的投资流程。
936
已分析项目
8
评分维度
168
覆盖地区
0%
期房买家费用
我们的故事
迪拜是全球最有吸引力的房产市场之一,但对投资人--尤其是海外买家--体验一向令人沮丧。数据零碎,费用私下议价,帮您买的人靠卖东西拿钱,而不是靠分析。
Oliva 致力于改变这一点。我们把 RERA 持牌经纪服务与数据引擎结合--后者用政府记录、持牌数据商与宏观来源评估每个期房项目。结果是:在同一个平台,您能看到房产的真实价值、实际成本以及可合理预期的回报。
我们的评分独立。Oliva 评分由数据决定,而不是由开发商佣金决定。我们公开方法论,公开费用。投资人信息更对称时,整个市场都受益。
我们的使命
大型机构投资人在做置产决策前向来拥有完整数据、财务建模和风险分析。而个人投资人长期以来只能依赖经纪人推荐、开发商营销与口碑。
我们正在构建弥合这一鸿沟的工具。Oliva 上的每位投资人,无论预算大小,都获得同样的数据、同样的评分,以及关于成本与风险的同等透明。没有"为更好信息付费"的高级档,也没有信息不对称。
这并非为技术而技术。它要给您的是基于真实数据和自己判断做决定的底气,而不必只依赖一个能从您交易里抽佣的人。
团队
创始人兼 CEO
在创立 Oliva 之前,Javier 多年作为投资人在迪拜市场摸爬滚打。受困于缺乏可靠数据与透明定价,他干脆造出了自己当年希望存在的平台。
他的背景兼具技术产品开发与迪拜实地置产经验,这让 Oliva 始终保持以投资人为先的实操视角,这一点反映在平台的每个功能里。
我们坚持的
所有费用公开,所有数据来源引用,所有限制披露。信任建立在开放上,而不是营销话术上。
评分引擎使用官方与持牌数据源。我们不把开发商的营销材料当输入。评分每日更新,独立于我们的商业利益。
每个功能都围绕投资人真正的需求设计:可靠数据、清晰成本拆解、诚实的风险评估,以及尊重您时间与判断力的流程。
The team
Editorial, analytics, research, and on-the-ground brokerage. Each author has a profile page with credentials, expertise, and a live archive of their work.
Founder, President. RERA + DLD licensed.
Senior Editor. 8+ years Dubai property journalism.
Investment Analyst. Yield + IRR underwriting.
Market Researcher. Supply pipelines + GCC comps.
法律
法定名称
Oliva DB Properties CO. L.L.C. S.O.C.
营业执照
1573501
RERA BRN
1573501
税号 TRN
105237083800001
注册业务
房地产买卖经纪
监管机构
迪拜土地局与房地产监管局
办公室
Ontario Tower, C1801, Business Bay, Dubai, United Arab Emirates
合规
Founder deep dive
Javier Sanz Alvarez has spent twelve-plus years across Dubai real estate, private equity, and investment banking. He is a RERA-registered agent (BRN 1573501) and a DLD-registered broker (Broker Card 92025), and he runs Oliva from the company's office in Business Bay - the same office where the editorial team sits and where investors meet the analysts who built their score.
What frustrates Javier about the Dubai property industry is the gap between the brochure and the asset. Most foreign buyers see a glossy renderer, a payment plan with optimistic exit assumptions, and a developer claim that the area yields 8% gross - and almost none of that survives a check against the underlying DLD transaction record. The work an institutional underwriter does in a week before signing a term sheet is the work most retail Dubai buyers never see.
Oliva exists to close that gap. Every project on the platform is scored on seven independent dimensions - financial value, market dynamics, location quality, developer trust, risk, macro context, and liquidity - using the same primary sources an institutional investor would insist on: the DLD transaction feed, RERA project filings and escrow status, the UAE Central Bank's mortgage and monetary policy data, and the regulator-issued bulletins that update the rules of the road quarter by quarter. There are no paid placements. There are no developer-funded scores. The model that ranks a tower is the same whether the developer pays Oliva nothing or pays Oliva for a separate distribution service.
Javier signs off on every developer profile and every market analysis Oliva publishes. When an Oliva story is wrong, his name is on the correction. The editorial standards page (/about-us/editorial-standards) explains the correction policy, the source-of-record hierarchy, and the editorial chain of custody from data intake to publication.
What clients say
Day 1: First call with the buyer concierge, brief discussed. Day 4: Shortlist of 7 units delivered. Day 9: Viewings (remote, video). Day 11: Offer placed. Day 16: Offer accepted, MoU signed. Day 22: Down payment, KYC, escrow. Day 28: DLD title transfer. Day 31: Keys. I time everything. This is fast.
the one thing nobody tells you before you buy in Dubai is service charges. some towers are 14 aed/sqft, some are 25. it kills your yield. the research team sent me the actual service charge history for every building i was considering. one of them had increased SC 22% in 3 years. didn't buy that one. game changing data.
Most brokers say we underwrite and what they mean is they emailed the developer's brochure. The Oliva research desk sent me a 14-page report with rental comps, infrastructure timeline, service charge history of the developer's other towers, and a sensitivity table on yield assumptions. Took the recommendation. Cleared 9.2% net year 1.
Brokerage detail
The standard Dubai broker commission is 2 percent of the purchase price. On a resale property the buyer pays this commission to the licensed broker that represented them. On off-plan, the developer pays the broker commission, so the buyer pays no broker fee at all. That is the framework every RERA broker works inside.
What broker fees do not include: the DLD 4 percent transfer fee, the Oqood off-plan registration fee, the NOC fee charged by the developer on resale, and the trustee office fee at handover. A transparent broker itemises these separately before you sign the Form F.
For off-plan transactions, your payments flow into a developer escrow account approved by RERA. Funds are only released to the developer when construction milestones are verified by the Dubai Land Department. The escrow account is the buyer-protection mechanism behind every off-plan project we advertise.
Before you sign a Form A or Form F with any property agent in Dubai, run through this checklist.
A licensed broker is the start of the relationship, not the end. After handover, owners typically need Dubai property management for short-term or long-term let, plus Ejari registration, service-charge handling, and tenant placement. We refer clients to vetted Dubai property management partners and stay involved through the first letting cycle.
我们持 RERA 牌照,符合 AML 与 PDPL 要求。每个房源广告都附有效 Trakheesi 许可。合规不是负担,而是投资人信任的基石。
Local Market Expert. RERA-registered, 10+ years.
Senior Real Estate Analyst. DLD transaction analytics.
Regulatory Specialist. RERA, DLD, Mollak, ICA, GDRFA.
Investor Relations Lead. NRI / Golden Visa / mortgage.
International Markets Editor. Russian / CIS desk.
Advisors
Advisor A
Former MD, Dubai office of a global real-estate consultancy. Reviews quarterly methodology updates.
Advisor B
Ex-RERA senior officer. Pressure-tests our regulatory + escrow disclosures.
Advisor C
UAE Central Bank-published economist. Reviews mortgage + macro pieces before publication.
Data partnerships
Dubai Land Department (DLD)
Live transaction feed underpins every comp and yield figure on the platform.
Real Estate Regulatory Agency (RERA)
Project filings + escrow status; we publish RERA project codes alongside every off-plan listing.
Federal Authority for Identity, Citizenship, Customs & Port Security (ICA)
Visa + residency data informs our Golden Visa explainers.
UAE Central Bank
Mortgage + monetary policy data informs our financing and macro pieces.
Press coverage
Placeholder press marks shown until live placements ship.
RERA 持牌经纪
BRN 1573501,符合 2006 年第 85 号附则。每项资质均可通过 RERA 核验。
AML/KYC 合规
完全符合阿联酋反洗钱法规。身份验证由 iDenfy 提供。
数据保护 (PDPL)
依据 2021 年第 45 号联邦法令处理数据。传输 TLS 1.3,静态 AES-256。
托管保护
所有期房款项依据迪拜 2007 年第 8 号法律,经 RERA 核准的托管账户处理。
符合 Trakheesi 规定
所有房源广告均附有效的 RERA 广告许可编号。
Regulatory standing
Trust + compliance
For resale planning we keep your file warm: the same named broker that closed your purchase handles the resale years later, with full transaction history on hand.
What is a Trakheesi permit?
Trakheesi is the Dubai Land Department permit system that authorises a licensed broker to advertise a specific property or off-plan project. Every listing on Oliva references a Trakheesi advertising permit. If a property agent in Dubai cannot show one, the listing is not legally advertised.
How are Dubai broker fees and commissions calculated?
On resale, the standard Dubai broker commission is 2 percent of the purchase price, paid by the buyer at transfer. On off-plan, the developer typically pays the broker commission, so the buyer pays no broker fee. Dubai broker fees do not include the DLD 4 percent transfer fee, Oqood registration, or NOC charges.
What is an escrow account in a Dubai property purchase?
For off-plan property, RERA requires each project to be funded through a developer escrow account held at an approved bank. Buyer instalments are released to the developer only against construction milestones verified by the DLD. The escrow account is the buyer-protection mechanism behind every Trakheesi permitted off-plan launch.
Do I pay Oliva or the developer?
On off-plan, the developer pays the broker commission, so you pay only the developer payment plan and DLD fees. On resale, the buyer pays the 2 percent commission to the brokerage that represented them. Either way, Oliva discloses who pays whom before you sign.