Home currency budget
The total you plan to invest, denominated in your own currency.
Loading...
Loading...
两个问题,任何非居民买家在向迪拜汇款前都应回答。第一,您本币预算今天能换多少迪拉姆,汇率上下波动 10% 会怎样?第二,目标房产是否符合 2026 年 4 月规则下的居留门槛?单一所有人 2 年投资签证已无最低额;联合所有人每人 40 万迪拉姆;退休签证 100 万迪拉姆(55 岁以上);金签证总房产价值 200 万迪拉姆,期房与按揭均符合。所有迪拉姆门槛会以您选定的展示货币换算便于对比。
FX scenario · Home currency buying power
无可用汇率,使用近似值
Negative = EUR weakens vs AED. Positive = strengthens.
今日 AED
AED 0
AED at 0%
AED 0
Difference: AED 0
The AED is pegged to the US Dollar. If you hold EUR, GBP, or RUB, your Dubai buying power rises and falls with the dollar cross-rate.
Golden visa · 10-year residency eligibility
Across all qualifying properties
Golden Visa now accepts mortgaged property (Feb 2026 federal policy circular)
Sole or joint ownership. Joint ownership applies the AED 400K per-investor floor (April 2026 rule).
Total property value
د.إ2,500,000
Net equity (after loan): د.إ2,500,000
Investor residency (2-year)
2-year renewable, no minimum (April 2026)
Eligible
Retirement visa
5-year, age 55+ · requires د.إ1,000,000
Eligible
Golden Visa
10-year, off-plan and mortgaged eligible · requires د.إ2,000,000
Eligible
Reference
Every input and output on this page, explained for any investor profile. Hover the info icons on the calculator itself to see the same content.
The total you plan to invest, denominated in your own currency.
A hypothetical move in your home currency against the AED. The AED is pegged to the US dollar, so EUR/GBP/RUB holders see swings with the dollar cross-rate.
Property value minus any outstanding loan. Only the unfinanced portion counts toward visa thresholds.
Formula
Property value − Outstanding loan
The 2-year renewable UAE residency for Dubai property owners. Since April 2026, sole owners qualify with no minimum property value; joint owners each need at least AED 400,000 in the property.
The 5-year renewable UAE residency for investors aged 55+ with at least 1 million AED in property, or alternative financial criteria.
The 10-year UAE residency granted to property investors with 2 million AED or more in property value. Off-plan and mortgaged property is eligible following the February 2026 federal policy circular; the previous AED 1 million upfront cash requirement was removed.
Dubai property unlocks three distinct UAE residence pathways under the post April 2026 rules. The 2-year investor visa now has no minimum property value for sole owners and an AED 400K per-investor floor for joint ownership. The 5-year retiree visa requires AED 1M in property and age 55+. The 10-year Golden Visa requires AED 2M total property value, with off-plan and mortgaged property eligible (the AED 1M upfront cash requirement was removed in February 2026).
The calculator validates your purchase against the DLD freehold-area list, applies the correct sole or joint ownership rule, and surfaces the per-person documentation fees. Some buyers structure their purchase across multiple smaller properties to hit the AED 2M aggregate Golden Visa threshold while keeping individual asset risk low.
Sole owners: no minimum property value, any qualifying property in a freehold zone qualifies for the 2-year investor visa. Joint owners: AED 400K per investor. The 10-year Golden Visa retains the AED 2M total property value threshold.
Yes. Following the February 2026 federal policy circular, off-plan property qualifies on the basis of total value recorded in the Oqood contract. The previous AED 1M upfront cash requirement was removed.
Yes. The Golden Visa now qualifies on total property value as recorded on the title deed or Oqood, regardless of outstanding mortgage. The cash test is gone.
Yes. Spouse, unmarried children under 25, and (on the 10-year visa) parents are sponsorable. Each dependent has their own AED 1,150 visa fee plus medical and Emirates ID fees.
No. The Golden Visa has no minimum-stay requirement and remains valid even if you spend less than 6 months per year in the UAE. The 2-year investor visa requires entry every 6 months.
Last updated
Developers scored
265
Areas covered
164
Units tracked
26,817
Data points per project
150+
Day 1: First call with the buyer concierge, brief discussed. Day 4: Shortlist of 7 units delivered. Day 9: Viewings (remote, video). Day 11: Offer placed. Day 16: Offer accepted, MoU signed. Day 22: Down payment, KYC, escrow. Day 28: DLD title transfer. Day 31: Keys. I time everything. This is fast.