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Starting from
AED 6,28,200
Know what this unit is worth before you pay a deposit.
What units like it actually sold for, what it rents for, and the price we would pay.
See sample reportStarting from
AED 6,28,200
Project facts
Entry price and average size per unit type.
Studio
534 sqft avg
Starting from
AED 628.2K
What you pay when, and the slice a bank will finance.
Amounts shown for the 1 Bedroom tier at the project's starting price (AED 8,30,338), in your selected currency.
What buying costs on top of the price.
AED 125,640 · minimum 20% for your status
Indicative. Fixed-period offers and EIBOR-linked variable rates differ by bank.
25 years is the UAE maximum. Age limits at maturity can shorten it.
LTV caps. UAE Central Bank rules let a resident expatriate borrow up to 80% on a first property at or below AED 5m, and up to 70% above that. A second property drops to 65%. Financing taken before completion is capped at 50% whatever your status. These figures assume you mortgage at or after handover, once the unit is a completed registered property.
Updates live
| ItemCharged by · How it is worked out | Amount |
|---|---|
| Entry priceCharged by Developer · Starting from, smallest unit | AED 628,200 |
| DLD transfer feeCharged by Government · 4% of the price | AED 25,128 |
| DLD admin feeCharged by Government · Fixed, apartments and offices | AED 580 |
| Title deed issuanceCharged by Government · Fixed | AED 250 |
| Registration trustee office feeCharged by Government · AED 4,000 plus 5% VAT | AED 4,200 |
| Oliva client feeCharged by Oliva · AED 30,000, including VAT, in three stages, the same on off-plan and on resale | AED 30,000 |
| Developer NOCIndicativeCharged by Developer · AED 2,000 plus 5% VAT | AED 2,100 |
| Mortgage registrationCharged by Government · 0.25% of the loan plus AED 290 | AED 1,546 |
| Bank arrangement feeIndicativeCharged by Bank · 1% of the loan plus 5% VAT | AED 5,277 |
| Property valuationIndicativeCharged by Bank · AED 3,000 plus 5% VAT | AED 3,150 |
| Fees and charges11.50% of the price | AED 72,231 |
| Down paymentCharged by Developer · 20% of the price | AED 125,640 |
| Total cost to buyEntry price plus all fees, however you pay | AED 700,431 |
| Cash you need at transferDown payment plus all fees | AED 197,871 |
For the purchase you pay Oliva AED 30,000, including VAT, in three stages, and the same schedule applies on off-plan and on resale. Stage one is AED 6,000, including VAT, and it begins the search. Stage two is AED 12,000, including VAT, and it falls due on the reservation form or the SPA. Stage three is AED 12,000, including VAT, and it falls due on DLD registration, the Oqood on off-plan or the title transfer on a resale. Where a developer pays Oliva a commission on your purchase, Oliva receives it and rebates it to you in full, so nothing Oliva earns depends on which project you buy. The Underwriting Report is free. The cost table counts the whole fee in the cost of buying, although the first two stages fall due before transfer day.
Since February 2025 you cannot borrow the fees. UAE banks no longer roll the 4% DLD transfer fee into the mortgage, and the Oliva client fee is not financed either. Both are paid in cash, which is why the number above is larger than the down payment alone.
VAT at 5% applies to the services in this table, meaning trustee, bank and NOC. It does not apply to the residential price itself, and the Oliva client fee above is published with VAT already included.
Lines marked indicative vary by bank, developer and deal. The NOC is set by the developer and on a resale it is often paid by the seller. Government lines are published tariffs. Buying off-plan directly from a developer registers as an Oqood rather than a title deed, and some developers absorb or defer the DLD fee as an incentive.
The building, its specification, and how you can pay.
AUM 99 Residences by AG Properties is a contemporary mid-rise development located in the heart of the DubaiLand Residence Complex (DLRC). The project features a modern architectural design with a structure varying between 12 and 15 levels depending on the specific building block, offering a mix of studio, 1, 2, and 3-bedroom apartments. Strategically positioned near Sheikh Mohammed Bin Zayed Road, the development serves as an urban sanctuary focused on wellness and community, featuring an array of resort-style amenities such as a rooftop infinity pool, a state-of-the-art fitness center, yoga and meditation zones, an outdoor cinema, and landscaped gardens.
Confirm accepted methods with your advisor before booking. Crypto and credit card availability varies by developer.
The developer and their Dubai delivery record.
Ag Properties is the developer behind AUM 99 Residences. Dubai Land Department records show 3 delivered projects, 702 homes handed over and 1 more in development.
AG Properties & Arabian Gulf Properties are one of the top-tier luxury real estate developers in the Middle East. We are the most trusted real estate development group of companies for over 2 decades. AG Properties & Arabian Gulf Properties are committed to creating residential & commercial developments across the emirates that provide distinctive and enriching lifestyles for residents. AG Properties & Arabian Gulf Properties also offer institutional investors access to an extensive land portfolio for development opportunities. All the initiatives aim to enrich the lives of residents and visitors, bringing a vast collection of living experiences to the emirates. Meet your life goals with a secure investment at AG Properties & Arabian Gulf Properties.
The address, what surrounds it, and commute times.
Walking and driving distances from Wadi Al Safa (V), sourced from Google Places and refreshed by our area survey. Nearest six per category, three shown.
Five things decide it. None of them are on this page.
These figures are part of the Oliva Underwriting Report, which is free on request, and are not shown on this page.
Five questions decide whether this is worth buying. None can be answered from a project page:
The report also carries the comparable DLD transaction analysis, the Ejari rental history for this project, the developer delivery track record, and the numeric Oliva Score with its six-dimension breakdown.
24 pages, from DLD transactions and Ejari rents, signed by a RERA-licensed broker. On screen instantly and emailed to you.
Free. The verdict can say do not buy. No calls unless you ask.
About this project
AUM 99 Residences is developed by AG Properties. Review their track record, delivered project count and Oliva developer score before signing a Sale and Purchase Agreement.
AUM 99 Residences is located in Wadi Al Safa (V), Dubai. The investor page tracks the area's rental yields, transaction volume and 5-year price growth pulled from Dubai Land Department records so you can benchmark AUM 99 Residences against the surrounding cluster.
The published payment plan for AUM 99 Residences is 20% On Booking, 40% After Booking, 40% Post Handover. Developers occasionally file revised plans with RERA during the build, so confirm the live milestones directly on the Sale and Purchase Agreement before transferring any deposit.
AUM 99 Residences offers studio and 1-bed layouts (bedroom range 0-1). Aggregate floor-plan and starting-price information appears in the unit-types section above; the registered DLD transaction and Ejari rent analysis for the building is part of the Oliva Underwriting Report.
Buying off-plan in Dubai
Off-plan projects in Dubai must be registered with the Dubai Land Department (DLD) and the Real Estate Regulatory Agency (RERA). Verify the project number on the DLD website before signing a Sale and Purchase Agreement, and confirm the developer holds an active escrow account for buyer payments.
Standard Dubai off-plan fees include the 4% DLD transfer fee, an Oqood (off-plan registration) fee of around AED 3,000, NOC fees from the developer (typically AED 500 to 5,000), and any agent commission agreed in the listing contract. Service charges and Mollak fees apply post-handover.
Dubai allows freehold ownership for non-resident foreign buyers in designated freehold zones, which include the majority of new off-plan launches. Title is registered in the buyer's own name at the Dubai Land Department, with no nationality restriction on resale.
Most Dubai off-plan payment plans split the price between a 10% to 20% down payment, instalments tied to construction milestones during the build (commonly 50% to 60%), and the balance on handover. Some developers offer post-handover plans that extend payments 1 to 5 years after completion.
Oliva scores every Dubai off-plan project on six dimensions: Financial Value, Market Dynamics, Location, Developer Trust, Risk, Macro Context, and Liquidity. Each dimension blends DLD transaction data, developer track record, area-level rental yields, and the project's payment plan into a single comparable score.
Compare investment fundamentals across similar off-plan projects in the same area.
