मुफ्त दुबई sample अंडरराइटिंग रिपोर्ट पाएँ

The sample report mirrors the format of the paid underwriting reports our analyst desk produces for buyer clients. Each report opens with a project summary covering the developer, the area, unit mix, asking price band, and expected handover. It then sets out the Oliva Score across six dimensions: developer reliability, location quality, value for money, yield outlook, handover risk, resale liquidity, and visa fit. Every dimension carries a numeric score, the metrics behind that score, and a one-paragraph rationale so you can see exactly where the project earns its rating and where it loses points.

The yield section is where most readers spend the most time. We model gross rental yield using the most recent comparable Ejari contracts for the building or, when no contracts exist, the average for similar bedroom counts in the area. We then net out service charges, cooling charges, agency commissions, vacancy allowance, and a stress test on rent levels in a softer cycle. The net yield is what an investor actually pockets, and it usually sits three to five percentage points below the gross figure advertised in marketing material.

The handover-risk section is where off-plan projects get the most scrutiny. We pull the developer's last five completed projects from DLD records, compare promised handover dates with actual handover dates, and flag any pattern of slippage above twelve months. We also pull RERA escrow status, project-completion percentage, and the developer's outstanding pipeline in dirhams. A developer with a large pipeline relative to balance sheet size carries cash-flow risk that can hit your project even if your project is on schedule.

The report closes with a peer-comparable list of three to five similar projects, an honest call on what the project beats peers on and where peers beat it, and a recommendation paragraph tailored to common investor profiles. Oliva is a RERA-licensed brokerage (BRN 1573501) and the methodology is published in full at the link in the form above. The sample report we send is generated automatically from production data, on the same pipeline our analysts use, with no editing or hedging applied.