What is Estado de Liquidación?
Documento detallado que itemiza todos los débitos y créditos financieros para comprador y vendedor al cierre de una transacción inmobiliaria.
Description
A settlement statement (also called a closing statement) is the final accounting document in a property transaction. It lists eparticularly cost, credit, and adjustment, purchase price, DLD fees, agent commissions, outstanding service charges, prorated rent, so both parties know exactly what they owe and receive.
Purchase price
DLD transfer fee (4%)
DLD admin and innovation fees (AED 580)
Trustee fees (approximately AED 4,000 to 6,000)
Agent commission (typically 2% from each party)
Outstanding service charge adjustments
NOC (No Objection Certificate) fees from developer
Understanding this metric helps investors make more informed decisions when comparing investment options across different property types.
How to interpret
Review the settlement statement line by line before your DLD appointment, not on the day of transfer. Errors in fee calculations, outstanding service charge adjustments, or incorrect NOC fees are easier to resolve with a few days' notice than at the transfer table. Request the draft statement at least three days before closing.
Compare the settlement statement against the MOU terms you agreed. Any figure that differs from the MOU without prior agreement should be queried before you proceed. Walking away from a DLD appointment is costly and market-changing, but completing a transfer on incorrect financial terms is worse.
Contexto del mercado de Dubái
In Dubai, the trustee or conveyancing agent prepares the settlement statement. Buyers should review it carefully before the transfer appointment. All figures should match the MOU (Form F) terms. Discrepancies should be resolved before proceeding to the DLD.
In Dubai, this applies across both off-plan and ready property segments, with specific rules set by the Dubai Land Department and RERA.
Frequently asked questions
A detailed document itemizing all financial debits and credits for both buyer and seller at the closing of a real estate transaction.
A settlement statement (also called a closing statement) is the final accounting document in a property transaction. It lists eparticularly cost, credit, and adjustment, purchase price, DLD fees, agent commissions, outstanding service charges, prorated rent, so both parties know exactly what they owe and receive.
Review the settlement statement line by line before your DLD appointment, not on the day of transfer. Errors in fee calculations, outstanding service charge adjustments, or incorrect NOC fees are easier to resolve with a few days' notice than at the transfer table.
In Dubai, the trustee or conveyancing agent prepares the settlement statement. Buyers should review it carefully before the transfer appointment.
Oliva feeds Settlement Statement into a proprietary 6-dimension score that rates eparticularly Dubai project on Financial Value, Market Dynamics, Location, Developer Trust, Risk, Macro Context, and Liquidity. This keeps comparisons consistent across hundreds of listings.
It lists eparticularly cost, credit, and adjustment, purchase price, DLD fees, agent commissions, outstanding service charges, prorated rent, so both parties know exactly what they owe and receive. Purchase price DLD transfer fee (4%) DLD admin and innovation fees (AED 580) Trustee fees (approximately AED 4,000 to 6,000) Agent commission (typically 2% from each party) Outstanding service charge adjustments NOC (No Objection Certificate) fees from developer
Stop reading theory. See estado de liquidación on real Dubai projects.
Oliva shows this metric live on 1,000+ Dubai projects, alongside 7 other data points that actually predict returns. DLD and RERA licensed, free to browse.
This content is for educational purposes only and does not constitute investment, financial, legal, or tax advice. Yields, returns, and market data referenced are historical or estimated and are not guaranteed. Capital is at risk. Seek independent professional advice before making investment decisions. Oliva is a licensed Dubai real estate advisor (DLD Broker Card: 92025, RERA BRN: 1573501). Read our Key Risks Disclosure and Disclaimer.