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Sobre Oliva
Empezamos Oliva porque vivimos el problema. Como inversores vimos un mercado donde los números dependían de quién te vendía. Bruto presentado como neto. Costes escondidos hasta el último minuto. Datos sacados de brochures, no de registros oficiales.
Construimos lo que no encontrábamos: un motor de scoring sobre datos oficiales, una estructura de comisiones publicada antes de que la preguntes y un proceso que funciona estés en Dubái o a 5.000 km.
936
Proyectos analizados
8
Dimensiones de scoring
168
Zonas cubiertas
0%
Comisión de comprador en sobre plano
Nuestra historia
Dubái es uno de los mercados más interesantes del mundo. Pero para los inversores, sobre todo los que compran desde fuera, la experiencia ha sido siempre frustrante. Datos fragmentados, tarifas negociadas en privado, y la gente que te ayuda a comprar incentivada a vender, no a analizar.
Oliva nace para cambiarlo. Combinamos servicios de brokerage con licencia RERA con un motor de datos que evalúa cada proyecto sobre plano usando registros oficiales, proveedores licenciados y fuentes macro. El resultado: una plataforma donde ves lo que vale la propiedad, lo que va a costar y la rentabilidad que puedes esperar.
Nuestro scoring es independiente. El Oliva Score lo deciden los datos, no la comisión del promotor. Publicamos la metodología. Publicamos las tarifas. Cuando los inversores tienen mejor información, todo el mercado gana.
Nuestra misión
Los grandes inversores institucionales siempre han tenido datos completos, modelización financiera y análisis de riesgo antes de decidir. El inversor particular ha vivido históricamente de recomendaciones de broker, marketing del promotor y boca a boca.
Estamos construyendo las herramientas que cierran ese hueco. Cada inversor en Oliva, sea cual sea su presupuesto, ve los mismos datos, el mismo scoring y la misma transparencia sobre costes y riesgos. No hay un nivel premium con mejor información. No hay asimetría.
Esto no va de tecnología por tecnología. Va de darte la confianza para decidir sobre datos reales y tu propio criterio, en vez de depender solo del consejo de alguien que cobra comisión por tu compra.
Equipo
Fundador y CEO
Antes de fundar Oliva, Javier pasó años moviéndose como inversor en el mercado de Dubái. Frustrado por la falta de datos fiables y precios transparentes, construyó la plataforma que le hubiera gustado tener.
Combina desarrollo de producto con experiencia inversora real en Dubái, y eso da a Oliva una perspectiva práctica y orientada al inversor que se nota en cada feature.
Lo que defendemos
Cada tasa se publica. Cada fuente se cita. Cada limitación se reconoce. La confianza se construye con apertura, no con afirmaciones de marketing.
Nuestro motor de scoring usa fuentes oficiales y licenciadas. No metemos materiales de marketing como input. Los scores se actualizan a diario y se calculan independientes de nuestros intereses comerciales.
The team
Oliva is founder-led today. Editorial and analytics roles are being hired now. Until those hires are named publicly, content that is not bylined to the founder is signed as Oliva Editorial - never to a placeholder persona.
Founder, President. RERA + DLD licensed.
House byline for editorial work not authored by the founder.
Data partnerships
Dubai Land Department (DLD)
Legal
Razón social
Oliva DB Properties CO. L.L.C. S.O.C.
Trade License
1573501
RERA BRN
1573501
TRN
105237083800001
Actividad registrada
Brokerage de compra-venta inmobiliaria
Autoridad regulatoria
Dubai Land Department y Real Estate Regulatory Agency
Oficina
Ontario Tower, C1801, Business Bay, Dubai, United Arab Emirates
Cumplimiento
Founder deep dive
Javier Sanz Alvarez has spent twelve-plus years across Dubai real estate, private equity, and investment banking. He is a RERA-registered agent (BRN 1573501) and a DLD-registered broker (Broker Card 92025), and he runs Oliva from the company's office in Business Bay - the same office where the editorial team sits and where investors meet the analysts who built their score.
What frustrates Javier about the Dubai property industry is the gap between the brochure and the asset. Most foreign buyers see a glossy renderer, a payment plan with optimistic exit assumptions, and a developer claim that the area yields 8% gross - and almost none of that survives a check against the underlying DLD transaction record. The work an institutional underwriter does in a week before signing a term sheet is the work most retail Dubai buyers never see.
Oliva exists to close that gap. Every project on the platform is scored on seven independent dimensions - financial value, market dynamics, location quality, developer trust, risk, macro context, and liquidity - using the same primary sources an institutional investor would insist on: the DLD transaction feed, RERA project filings and escrow status, the UAE Central Bank's mortgage and monetary policy data, and the regulator-issued bulletins that update the rules of the road quarter by quarter. There are no paid placements. There are no developer-funded scores. The model that ranks a tower is the same whether the developer pays Oliva nothing or pays Oliva for a separate distribution service.
Javier signs off on every developer profile and every market analysis Oliva publishes. When an Oliva story is wrong, his name is on the correction. The editorial standards page (/about-us/editorial-standards) explains the correction policy, the source-of-record hierarchy, and the editorial chain of custody from data intake to publication.
What clients say
Day 1: First call with the buyer concierge, brief discussed. Day 4: Shortlist of 7 units delivered. Day 9: Viewings (remote, video). Day 11: Offer placed. Day 16: Offer accepted, MoU signed. Day 22: Down payment, KYC, escrow. Day 28: DLD title transfer. Day 31: Keys. I time everything. This is fast.
the one thing nobody tells you before you buy in Dubai is service charges. some towers are 14 aed/sqft, some are 25. it kills your yield. the research team sent me the actual service charge history for every building i was considering. one of them had increased SC 22% in 3 years. didn't buy that one. game changing data.
Most brokers say we underwrite and what they mean is they emailed the developer's brochure. The Oliva research desk sent me a 14-page report with rental comps, infrastructure timeline, service charge history of the developer's other towers, and a sensitivity table on yield assumptions. Took the recommendation. Cleared 9.2% net year 1.
Brokerage detail
The standard Dubai broker commission is 2 percent of the purchase price. On a resale property the buyer pays this commission to the licensed broker that represented them. On off-plan, the developer pays the broker commission, so the buyer pays no broker fee at all. That is the framework every RERA broker works inside.
What broker fees do not include: the DLD 4 percent transfer fee, the Oqood off-plan registration fee, the NOC fee charged by the developer on resale, and the trustee office fee at handover. A transparent broker itemises these separately before you sign the Form F.
For off-plan transactions, your payments flow into a developer escrow account approved by RERA. Funds are only released to the developer when construction milestones are verified by the Dubai Land Department. The escrow account is the buyer-protection mechanism behind every off-plan project we advertise.
Before you sign a Form A or Form F with any property agent in Dubai, run through this checklist.
A licensed broker is the start of the relationship, not the end. After handover, owners typically need Dubai property management for short-term or long-term let, plus Ejari registration, service-charge handling, and tenant placement. We refer clients to vetted Dubai property management partners and stay involved through the first letting cycle.
Cada feature está pensada para lo que el inversor realmente necesita: datos fiables, desglose claro de costes, evaluación de riesgo honesta y un proceso que respeta tu tiempo y tu inteligencia.
Tenemos licencia RERA y cumplimos AML y PDPL. Cada anuncio lleva permiso Trakheesi vigente. El cumplimiento no es una carga: es la base de la confianza que recibimos.
Live transaction feed underpins every comp and yield figure on the platform.
Real Estate Regulatory Agency (RERA)
Project filings + escrow status; we publish RERA project codes alongside every off-plan listing.
Federal Authority for Identity, Citizenship, Customs & Port Security (ICA)
Visa + residency data informs our Golden Visa explainers.
UAE Central Bank
Mortgage + monetary policy data informs our financing and macro pieces.
Brokerage con licencia RERA
BRN 1573501. Cumplimiento de la Bylaw 85 of 2006. Cada credencial es verificable a través de RERA.
AML/KYC
Cumplimiento total con la normativa AML de EAU. Verificación de identidad con iDenfy.
Protección de datos (PDPL)
Datos tratados bajo el Decreto-Ley Federal n.º 45 de 2021. TLS 1.3 en tránsito, AES-256 en reposo.
Escrow protegido
Todos los pagos sobre plano pasan por cuentas escrow aprobadas por RERA, como manda la Dubai Law No. 8 of 2007.
Cumplimiento Trakheesi
Todos los anuncios llevan números de permiso RERA vigentes.
Regulatory standing
Trust + compliance
For resale planning we keep your file warm: the same named broker that closed your purchase handles the resale years later, with full transaction history on hand.
What is a Trakheesi permit?
Trakheesi is the Dubai Land Department permit system that authorises a licensed broker to advertise a specific property or off-plan project. Every listing on Oliva references a Trakheesi advertising permit. If a property agent in Dubai cannot show one, the listing is not legally advertised.
How are Dubai broker fees and commissions calculated?
On resale, the standard Dubai broker commission is 2 percent of the purchase price, paid by the buyer at transfer. On off-plan, the developer typically pays the broker commission, so the buyer pays no broker fee. Dubai broker fees do not include the DLD 4 percent transfer fee, Oqood registration, or NOC charges.
What is an escrow account in a Dubai property purchase?
For off-plan property, RERA requires each project to be funded through a developer escrow account held at an approved bank. Buyer instalments are released to the developer only against construction milestones verified by the DLD. The escrow account is the buyer-protection mechanism behind every Trakheesi permitted off-plan launch.
Do I pay Oliva or the developer?
On off-plan, the developer pays the broker commission, so you pay only the developer payment plan and DLD fees. On resale, the buyer pays the 2 percent commission to the brokerage that represented them. Either way, Oliva discloses who pays whom before you sign.