Landlord Insurance

Landlord insurance provides coverage specific to rental properties including building damage, loss of rent, tenant default, and liability protection.

Coverage ComponentProtection
Building and structureFire, water damage, natural disasters
Loss of rentRental income if property uninhabitable
Contents (if furnished)Landlord-owned furniture and appliances
Public liabilityInjury to tenants or visitors
Legal expensesEviction proceedings, dispute costs
Tenant defaultOptional cover for unpaid rent
Premium CostAnnual Amount
Unfurnished apartmentAED 500 to 1,500
Furnished apartmentAED 800 to 2,500
VillaAED 1,500 to 4,000
With rent guarantee coverAdditional 1% to 2% of annual rent
Multiple properties discount10% to 20% for portfolio policies

Related Terms

Rental Income ProtectionInsurance (Property) Home InsuranceRisk Management

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