Home Insurance

Home insurance protects property contents and provides liability coverage for owner-occupiers, distinct from building insurance which covers structure.

Coverage TypeProtection
Contents insuranceFurniture, appliances, personal belongings
Personal liabilityInjury to visitors, damage to others' property
Alternative accommodationHotel costs if property uninhabitable
Personal accidentMedical expenses from home accidents
Legal expensesDefense costs for liability claims
Premium CostAnnual Amount
Studio or 1BRAED 300 to 800
2BR or 3BRAED 500 to 1,500
VillaAED 1,000 to 3,000
Contents coverageAED 100,000 to 500,000 typical
Excess (deductible)AED 250 to 1,000 per claim


Related Terms

Landlord InsuranceInsurance (Property) Liability Coverage Risk Protection

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