Maturity Date

The maturity date is the scheduled final payment date when a loan is fully repaid and all obligations discharged, after which the borrower owns the property outright with no remaining debt.

Term StructuresDuration
Short-term5-10 years
Medium-term15-20 years
Long-term25-30 years
Maximum UAE25 years typical
Maturity ConsiderationsFactor
Payment amountInversely related to term length
Total interestIncreases with longer terms
Age restrictionsMaturity before age 65-70 typically
Early payoffMaturity not binding on borrower
Term Impact on PaymentsAED 2M Loan at 5%
10-year termAED 21,213 monthly, AED 545,560 total interest
15-year termAED 15,823 monthly, AED 848,140 total interest
20-year termAED 13,200 monthly, AED 1,168,000 total interest
25-year termAED 11,684 monthly, AED 1,505,200 total interest


Related Terms

Mortgage TermBalloon PaymentAmortizationLoan AmortizationAmortization ScheduleFinal Approval

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