Green Mortgage

A green mortgage offers preferential rates or terms for properties meeting environmental sustainability standards, incentivizing energy-efficient buildings through reduced financing costs.

Eligibility CriteriaRequirements
Building certificationLEED, Al Sa'fat, or equivalent
Energy ratingMinimum performance threshold
VerificationCertificate submission
Ongoing complianceAnnual audit possible
Financial BenefitsTypical Incentives
Interest rate reduction0.25-0.5% below standard
Processing fee waiverSave AED 3,000-10,000
Higher LTVAdditional 5% possible
Extended termExtra flexibility
Investment RationaleLong-Term Value
Utility savings15-30% reduction
Rate benefitCompounds over term
Resale premiumGrowing buyer preference
Total ROI5-10% enhanced returns

Related Terms

Al Sa'fatService ChargesSustainable Building Mortgage RequirementsInterest Rate

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