Freehold Title vs. Leasehold Title

Freehold: Perpetual ownership with full rights. Leasehold: Fixed-term ownership (typically 99 years) with reversion to government. Freehold commands 15-20% premium. Both types freely tradable during lease term.

Comparison

FactorFreeholdLeasehold
DurationPerpetual99 years typical
MortgageStandard termsLimited term
Price premiumBaseline15-20% discount

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