Clear title is ownership free from liens, encumbrances, or legal claims, giving the owner full rights to sell or transfer the property.
| Element | Requirement |
| No mortgages | All loans paid off or transferred |
| No liens | No unpaid debts attached |
| No disputes | No legal claims pending |
| No encumbrances | No restrictions on use or sale |
| Verification Process | Method |
| Title search | DLD records check |
| Mortgage status | Bank clearance letter |
| Service charges | Confirm paid current |
| Court records | Check for legal disputes |
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