Does off-plan property qualify for the UAE Golden Visa?

Yes, provided you have paid at least 50% of the property value to the developer (verified via DLD Oqood / SPA + escrow trustee statement). The total contract value must be AED 2m or above.

Do mortgaged properties qualify for the Golden Visa?

Yes if your remaining equity is AED 2m or above (purchase price minus outstanding mortgage). Some lenders also offer Golden-Visa-friendly products that count the property at full value provided you maintain a minimum down-payment threshold.

Can I sponsor my parents on the Golden Visa?

Children and spouse: yes. Parents: case-by-case via separate dependent application; no automatic right under the property route.

UAE Golden Visa eligible Dubai property 2026 (AED 2m+)

How the Golden Visa property route works

Buy a Dubai property of AED 2,000,000 or more (off-plan or ready), in your sole name or joint with your spouse, in a designated freehold zone. After the SPA registers with DLD and you make at least the first 50% payment, you apply for the 10-year Golden Visa via ICP or Amer service centres. Approval typically takes 30-60 days. Spouse + dependents are sponsorable. Renews at the 10-year mark by maintaining the property holding.

What does NOT qualify

Property under AED 2m total. Mortgaged property where the unpaid principal brings your equity below AED 2m (some lenders package mortgaged eligibility differently - verify before counting on it). Off-plan units before 50% paid (the 50% threshold matters for the visa-application timing). Property held in a corporate structure rather than a personal name.