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Starting from
AED 24,77,000
Project facts
What is being built, how it is specified, and how the developer takes payment.
Bayz 101 by Danube stands tall as one of the city's prominent towers, offering a sweeping panoramic view of iconic landmarks such as the Burj Khalifa, Downtown Dubai, Business Bay, Dubai Canal, Sheikh Zayed Road, Jumeirah, and the shoreline. Located in the modern enclave of Business Bay, renowned for its high-rises, chic apartments, corporate offices, and luxury hotels, Bayz 101 presents itself as a sophisticated residence. Nestled in close proximity to Sheikh Zayed Road and just a brief two-minute walk from the Business Bay metro station, Bayz 101 embodies elegance in every detail. Enjoying a central location, residents are smoothly connected to key areas in Dubai, making it an ideal choice for those seeking a refined and well-connected living experience in the heart of the city.
Confirm accepted methods with your advisor before booking. Crypto and credit card availability varies by developer.
Who is building this, and what they have delivered in Dubai so far.
Danube is the developer behind Bayz 101, founded in 2014, privately held. Dubai Land Department records show 22 delivered projects, 9,808 homes handed over and 16 more in development.
danubeproperties.aeOpens in a new tabDanube Group has grown from a single store started in Deira, Dubai 30 years ago to one of the most trusted and household brand in the Middle-East. The multi-million dollar Group has been consistently increasing its global footprint and annual revenue supported by ever-growing family of over 3,500 staff. Danube Group is head-quartered in Dubai and operates in 9 countries across Middle-East & Asia.
Counts come from the Dubai Land Department project register.
Projects delivered
22
Projects in development
16
Homes handed over
9,808
Homes under construction
12,871
Projects on the DLD register
38
Years on the DLD register
3.6
We measure every registered handover date against the date the project was actually completed. Those three figures are the ones that decide whether a payment plan is a schedule or a hope, and they are in the underwriting report.
Share of completed projects handed over on or before the registered target date.
Average days between the registered handover target and the actual handover, across delivered projects.
Share of launched projects cancelled or struck off the register before completion.
The last 6 projects this developer brought to market.
Project and unit counts come from the Dubai Land Department register. Company facts checked against danubeproperties.com on 17 April 2026. Delivery performance is analysed in the Oliva Underwriting Report.
One card per unit type, with the entry price and average size recorded for this project. The verdict and the fair-value gap are in the underwriting report.
1 BR
Starting from AED 2.48M
The verdict, the fair-value gap and the net yield for each unit type above are in the underwriting report. They are listed in full further down this page.
How the developer takes the money, and which slice of it a UAE bank will lend against.
Three phases. Phases 1 and 2 are paid directly to the developer; only the final phase (Upon Handover) is what a UAE bank will mortgage.
Reservation + signing. Paid to the developer at signing.
Paid in 2 interest-free milestones during construction (typically every 3–6 months tied to build progress).
This is the slice you can finance with a UAE mortgage. Banks typically lend up to this amount only. The prior phases are paid cash to the developer.
Amounts shown for the 1 Bedroom tier at the project's starting price (AED 24,77,000), in your selected currency.
Pay the developer in stages as construction progresses. No interest. Milestones are set by the developer.
Absolute amounts computed from the starting price for this bedroom tier, converted to your selected currency at live FX rates.
What the purchase costs on top of the price, and what the monthly payment looks like if you finance it.
The price is not what you pay. Dubai adds statutory transfer and registration fees on top, and the bank adds its own if you finance. The figures below start from the AED 2,477,000 entry price at Bayz 101 and show every line you settle at transfer.
AED 495,400 · minimum 20% for your status
Indicative. Fixed-period offers and EIBOR-linked variable rates differ by bank.
25 years is the UAE maximum. Age limits at maturity can shorten it.
LTV caps. UAE Central Bank rules let a resident expatriate borrow up to 80% on a first property at or below AED 5m, and up to 70% above that. A second property drops to 65%. Financing taken before completion is capped at 50% whatever your status. These figures assume you mortgage at or after handover, once the unit is a completed registered property.
Updates as you change the numbers above
Monthly instalment
AED 11,573
Cash at transfer
AED 682,828
Loan amount
AED 1,981,600
80.0% LTV
Total cost to buy
AED 2,664,428
Every charge on top of the AED 2,477,000 entry price, and who takes it.
| Item | Charged by | How it is worked out | Amount |
|---|---|---|---|
| Entry price | Developer | Starting from, smallest unit | AED 2,477,000 |
| DLD transfer fee | Government | 4% of the price | AED 99,080 |
| DLD admin fee | Government | Fixed, apartments and offices | AED 580 |
| Title deed issuance | Government | Fixed | AED 250 |
| Registration trustee office fee | Government | AED 4,000 plus 5% VAT | AED 4,200 |
| Agency fee | Brokerage | 2% of the price plus 5% VAT | AED 52,017 |
| Developer NOCIndicative | Developer | AED 2,000 plus 5% VAT | AED 2,100 |
| Mortgage registration | Government | 0.25% of the loan plus AED 290 | AED 5,244 |
| Bank arrangement feeIndicative | Bank | 1% of the loan plus 5% VAT | AED 20,807 |
| Property valuationIndicative | Bank | AED 3,000 plus 5% VAT | AED 3,150 |
| Fees and charges | 7.57% of the price | AED 187,428 | |
| Down payment | Developer | 20% of the price | AED 495,400 |
| Cash you need at transfer | Down payment plus all fees | AED 682,828 |
Since February 2025 you cannot borrow the fees. UAE banks no longer roll the 4% DLD transfer fee or the 2% agency fee into the mortgage. Both are settled in cash at transfer, which is why the number above is larger than the down payment alone.
VAT at 5% applies to the services in this table, meaning agency, trustee, bank and NOC. It does not apply to the residential price itself.
Lines marked indicative vary by bank, developer and deal. The NOC is set by the developer and on a resale it is often paid by the seller. Government lines are published tariffs. Buying off-plan directly from a developer registers as an Oqood rather than a title deed, and some developers absorb or defer the DLD fee as an incentive.
AED 1,981,600 over 25 years at 4.99%, repaid monthly on a standard amortising loan.
Monthly instalment
AED 11,573
Loan amount
AED 1,981,600
80.0% LTV
Total interest
AED 1,490,208
AED 3,471,808 repaid in total
Cash at transfer
AED 682,828
From the table above
This is the instalment on the loan only. It does not include the annual service charge, building insurance, life cover or DEWA. Banks size your borrowing so that total monthly debt stays inside 50% of your income, and they require the property to value at or above the price you agreed.
All of this is arithmetic on the asking price. It tells you what the purchase costs, not whether AED 2,477,000 is the right price to pay for Bayz 101. That question needs comparable transactions, the rent the unit actually achieves and the supply landing around it, and it is what the underwriting report answers.
Where this project sits, what surrounds it, and how long it takes to reach the places your tenant cares about.
Walking and driving distances from Business Bay, sourced from Google Places and refreshed by our area survey. Nearest six shown per category.
Everything above is a fact about this project. None of it tells you whether it is worth buying. Five questions decide that, and none of them can be answered from a project page:
Locked: in the Oliva Underwriting Report
These figures are part of the paid Oliva Underwriting Report and are not shown on this page.
Get the Underwriting Report · AED 1,500Generated and sent to your inbox automatically, or refunded in full at 48 hours.
The report also carries the comparable DLD transaction analysis, the Ejari rental history for this project, the developer delivery track record, and the numeric Oliva Score with its six-dimension breakdown.
Reply within 15 minutes
Javier Sanz
Licensed Dubai broker. BRN 1573501.
Buy, negotiate or avoid. On this exact unit.
From AED 24,77,000
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Off-plan: the developer pays our commission.
Bayz 101 is developed by Danube. Review their track record, delivered project count and Oliva developer score before signing a Sale and Purchase Agreement.
Bayz 101 is located in Business Bay, Dubai. The investor page tracks the area's rental yields, transaction volume and 5-year price growth pulled from Dubai Land Department records so you can benchmark Bayz 101 against the surrounding cluster.
The published payment plan for Bayz 101 is 10% On Booking, 54% After Booking, 6% Upon Handover, 30% Post Handover. Developers occasionally file revised plans with RERA during the build, so confirm the live milestones directly on the Sale and Purchase Agreement before transferring any deposit.
Bayz 101 is scheduled for handover in 2028 based on the developer's filing with the Real Estate Regulatory Agency. Off-plan handover dates in Dubai can move; the figure above updates whenever the developer revises the delivery date with RERA.
Bayz 101 offers 1-bed, 2-bed and 3-bed layouts (bedroom range 1-3). Aggregate floor-plan and starting-price information appears in the unit-types section above; the registered DLD transaction and Ejari rent analysis for the building is part of the Oliva Underwriting Report.
Off-plan projects in Dubai must be registered with the Dubai Land Department (DLD) and the Real Estate Regulatory Agency (RERA). Verify the project number on the DLD website before signing a Sale and Purchase Agreement, and confirm the developer holds an active escrow account for buyer payments.
Standard Dubai off-plan fees include the 4% DLD transfer fee, an Oqood (off-plan registration) fee of around AED 3,000, NOC fees from the developer (typically AED 500 to 5,000), and any agent commission agreed in the listing contract. Service charges and Mollak fees apply post-handover.
Dubai allows freehold ownership for non-resident foreign buyers in designated freehold zones, which include the majority of new off-plan launches. Title is registered in the buyer's own name at the Dubai Land Department, with no nationality restriction on resale.
Most Dubai off-plan payment plans split the price between a 10% to 20% down payment, instalments tied to construction milestones during the build (commonly 50% to 60%), and the balance on handover. Some developers offer post-handover plans that extend payments 1 to 5 years after completion.
Oliva scores every Dubai off-plan project on six dimensions: Financial Value, Market Dynamics, Location, Developer Trust, Risk, Macro Context, and Liquidity. Each dimension blends DLD transaction data, developer track record, area-level rental yields, and the project's payment plan into a single comparable score.