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Services
Oliva focuses on off-plan. There, the developer pays our commission. You pay nothing for representation.
Two things you pay us for directly: the AED 1,500 underwriting report and the golden visa filing. A 2% + VAT buyer fee applies only to resale and secondary purchases.
Every step below is optional. Steps 4, 5 and 7 are delivered by vetted partners that Oliva coordinates and stays accountable for.
Who pays us
We earn more when you buy, and partners pay us to refer you. So we publish who pays us on every line of this page. The underwriting report is the counterweight: you pay for it, and it returns a do-not-buy verdict even on projects that pay us. Every fee, in one table.
Every number on this page comes from 350,035 registered DLD transactions and 2,181,964 Ejari rent contracts. One licensed broker, Javier Sanz, RERA BRN 1573501, from the first shortlist to the exit.
The eight steps
What it costs you
A shortlist ranked on registered prices, not paid placement.
What you get
A shortlist of units that fit your budget and yield target, built from registered Dubai Land Department transactions rather than portal asking prices.
Why it is different here
We take no listing fees and no placement money, so nothing decides the order of that list except the numbers. Developers pay other brokers 3 to 8% on off-plan against about 2% on resale, which is why most shortlists lean the way they do.
What it costs
Included when Oliva represents you on the purchase.
When to skip it
Skip it if you already know the unit you want.
A signed report on your exact unit, delivered automatically.
What you get
A signed underwriting report on one specific unit: comparable registered sales, real Ejari rents, the service charge, the developer record, and a buy, negotiate or avoid verdict with the price to open at.
Why it is different here
It is the only consumer-priced per-deal underwriting in this market, and it is allowed to end with do not buy, including on projects whose developer pays us.
What it costs
AED 1,500. Generated and emailed automatically, or refunded in full if it fails to arrive within 48 hours.
When to skip it
Skip it if you trust your own numbers.
One licensed broker at the table, on your side only.
What you get
Negotiation from the underwritten number, escrow discipline, the paperwork filed, and a power of attorney route if you are buying from abroad.
Why it is different here
We act for you alone and never for the seller on the same transaction. Dual agency runs through 35 to 40% of Dubai resales.
What it costs
On off-plan the developer pays our commission and you pay nothing for representation. On resale and secondary purchases the buyer fee is 2% of the price plus 5% VAT at transfer.
When to skip it
Skip it and buy with your own broker. The report still stands.
The defect list reaches the developer before you sign off.
What you get
A snagging inspection at handover and a written defect list submitted to the developer before you accept the keys.
Why it is different here
Accepting handover early is how defects become your cost. Roughly 40 to 50% of off-plan projects hand over late, and the pressure to sign is real.
What it costs
Quoted by the partner before you commit. The referral fee they pay us is disclosed.
When to skip it
Skip it if you are inspecting the unit yourself.
Fitted to the standard your yield case assumed.
What you get
A fit-out specified against the rental bracket the underwriting assumed, with the budget agreed before anything is ordered.
Why it is different here
An unfurnished unit in a furnished building rents below its own comparables. We hold the specification to the yield case rather than to a catalogue.
What it costs
Quoted by the partner before you commit. The referral fee they pay us is disclosed.
When to skip it
Skip it if you are letting the unit unfurnished.
Eligibility checked against the title deed, then filed.
What you get
Structuring so the purchase actually qualifies, then the filing handled by our PRO partners.
Why it is different here
Eligibility keys on the title deed value, not the market value, which is where most applications fail. Up to three properties can be combined and spouses can pool, so two smaller units can clear the AED 2M threshold together.
What it costs
Free with a qualifying purchase through Oliva. AED 4,500 as a standalone service. Government fees are charged by the government and are the same whoever files.
When to skip it
Skip it if you already hold residency.
Tenant screened, Ejari filed, rent reaching your account.
What you get
The unit listed, the tenant screened, the Ejari contract filed and the rent collected and remitted to you.
Why it is different here
Absentee owners are the ones who get hurt here: unremitted rent and low occupancy are the most common complaints in this market. Occupancy and remittance are stated as commitments, not hopes.
What it costs
Quoted by the partner before you commit. The referral fee they pay us is disclosed.
When to skip it
Skip it if you manage your own tenancies.
The exit underwritten the way the entry was.
What you get
Hold against sell, underwritten on registered comparables, the yield trajectory and the full transaction-cost drag. Then the resale handled and the transfer registered.
Why it is different here
We will tell you not to sell yet. An agent paid only on completion has one honest answer available to them, and it is always yes.
What it costs
Brokerage fee agreed in writing before we list. Nothing is payable if the property does not sell.
When to skip it
Skip it while the numbers say hold.
One form for all eight. The more detail you give, the faster we answer with numbers.
Prefer to talk? Message us on WhatsApp and you reach Javier Sanz directly.