Loading...
Loading...
Oliva Underwriting Report
Every off-plan sale in Dubai pays someone a commission, built into the price. Ours is developer-paid and published. The difference is this report: 24 pages on the exact project you are considering, built from DLD and Ejari records, ending in a straight verdict. Free, delivered instantly.
This is the discipline a fund applies before committing capital. It is free because the developer pays our commission when a purchase completes, disclosed per service line. You pay nothing for the report or for representation.
A chartered valuation costs AED 2,500 to 5,000 and tells you today's value. This tells you whether the deal makes money, and it costs you nothing.
The full sample is below, page by page. Or read it as a PDF.
Free. No account, no card. The report opens on this screen the moment you submit, with a copy emailed, and it can say do not buy. Your details go to one named human, never to a call list.
Every report is signed by Javier Sanz, licensed Dubai broker, RERA BRN 1573501.
Not a description of it. All 24 pages of a real report on a real Dubai project.
Built on 350,035 registered DLD transactions and 2,181,964 Ejari rental contracts, refreshed nightly.
Every report is signed under RERA BRN 1573501. DLD Broker Card 92025. No developer pays us to change a score, a ranking or a verdict.
Buying in the UAE. The agent is calling and the payment plan looks easy. The report shows what the tower's units actually sold and rented for. Registered numbers, not brochure numbers.
Buying from abroad. You cannot walk the site, and every projection you are shown comes from someone selling. This one is built from registered numbers.
Most units we underwrite are studios, one and two beds under AED 2.5M. In that band, near-identical units in the same building trade roughly AED 150,000 apart. One report covers a hundred times its price in negotiating room.
Order the report. Free, delivered instantly on screen and by email.
A 24 page written analysis of one specific Dubai unit. It opens with a decision summary and an Oliva Score breakdown, then works through fair value against the asking price, comparable registered evidence, registered rent evidence, the building service charge position, schools and transport, market velocity and forward supply, the developer delivery record, the payment plan and all in cost, financing, exit and sensitivity, a risk register, and a written verdict.
Because it is not a revenue line. On off plan the developer pays Oliva a commission when a purchase completes, and that commission is disclosed per service line, so the report costs the buyer nothing. You are not obliged to buy anything, and the verdict does not change with who pays. No developer pays Oliva to change a score, a ranking or a verdict.
Registered records, not brochures. 350,035 registered Dubai Land Department sales transactions and 2,181,964 Ejari tenancy contracts, refreshed nightly from the Dubai Land Department feed, plus Mollak service charge filings, RERA project and escrow records, and Oliva scoring of 780 Dubai projects across six dimensions and 97 metrics. On published surfaces registered evidence is shown at area and building level, and individual transaction rows are withheld under DLD redistribution rules.
Yes, and that is the report working. The verdict is the output, not a formality. When the registered evidence does not support the asking price, or the payment plan, or the developer delivery record, the report says do not buy and shows the numbers behind it. Every report is signed under RERA BRN 1573501, DLD broker card 92025.
You give a name, an email, a phone number and, if you want, one line about the unit. There is no account and no card. The report opens on that screen and a copy is emailed. If it still has to be generated, it arrives by email once it is ready. Your details go to the founder at Oliva, never to a call list, and nobody calls or WhatsApps unless you ask.
View the full sample (PDF), all 24 pages, or order one for your unit.
On off plan the developer pays the commission and the buyer pays nothing for representation. On resale and secondary purchases the buyer side fee is 2% plus 5% VAT, with an AED 5,000 retainer credited against it at transfer. The report itself is free either way and carries no obligation to buy through Oliva. The full fee model is published at joinoliva.com/en/how-we-are-paid.
Studios, one bedroom and two bedroom apartments in Dubai, off plan or resale. Most units underwritten sit under AED 2.5M, which is the band Oliva is built for. Name the project or building and the report is built on that unit. Oliva is licensed for Dubai only: Oliva DB Properties CO. L.L.C. S.O.C., RERA BRN 1573501, DLD broker card 92025.
Every figure in the report resolves to a registry and the report names it: 350,035 registered Dubai Land Department sales transactions and 2,181,964 Ejari tenancy contracts, refreshed nightly from the Dubai Land Department feed, plus Mollak filings for building service charges.