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Starting from
AED 1,189,714
Buy, negotiate, or walk away?
Get the verdict on this exact unit, at this exact price.
See sample reportProject facts
Entry price and average size per unit type.
1 BR
797 sqft avg
Starting from
AED 1.19M
2 BR
1,374 sqft avg
Starting from
AED 1.70M
3 BR
1,740 sqft avg
Starting from
AED 2.39M
What you pay when, and the slice a bank will finance.
Amounts shown for the 1 Bedroom tier at the project's starting price (AED 1,189,714), in your selected currency.
What buying costs on top of the price.
AED 237,943 · minimum 20% for your status
Indicative. Fixed-period offers and EIBOR-linked variable rates differ by bank.
25 years is the UAE maximum. Age limits at maturity can shorten it.
LTV caps. UAE Central Bank rules let a resident expatriate borrow up to 80% on a first property at or below AED 5m, and up to 70% above that. A second property drops to 65%. Financing taken before completion is capped at 50% whatever your status. These figures assume you mortgage at or after handover, once the unit is a completed registered property.
Updates live
| ItemCharged by · How it is worked out | Amount |
|---|---|
| Entry priceCharged by Developer · Starting from, smallest unit | AED 1,189,714 |
| DLD transfer feeCharged by Government · 4% of the price | AED 47,589 |
| DLD admin feeCharged by Government · Fixed, apartments and offices | AED 580 |
| Title deed issuanceCharged by Government · Fixed | AED 250 |
| Registration trustee office feeCharged by Government · AED 4,000 plus 5% VAT | AED 4,200 |
| Agency feeCharged by Oliva · Off-plan, the developer pays our commission and you pay Oliva no agency fee | AED 0 |
| Developer NOCIndicativeCharged by Developer · AED 2,000 plus 5% VAT | AED 2,100 |
| Mortgage registrationCharged by Government · 0.25% of the loan plus AED 290 | AED 2,669 |
| Bank arrangement feeIndicativeCharged by Bank · 1% of the loan plus 5% VAT | AED 9,994 |
| Property valuationIndicativeCharged by Bank · AED 3,000 plus 5% VAT | AED 3,150 |
| Fees and charges5.93% of the price | AED 70,532 |
| Down paymentCharged by Developer · 20% of the price | AED 237,943 |
| Total cost to buyEntry price plus all fees, however you pay | AED 1,260,246 |
| Cash you need at transferDown payment plus all fees | AED 308,475 |
On off-plan purchases the developer pays Oliva a commission and you pay Oliva no agency fee. On ready and secondary-market purchases where Oliva acts for the buyer, the client pays Oliva 2% of the purchase price plus 5% UAE VAT at transfer, less any buyer-representation retainer already paid, which is credited in full. The Underwriting Report is free.
Since February 2025 you cannot borrow the fees. UAE banks no longer roll the 4% DLD transfer fee into the mortgage. It is settled in cash at transfer, which is why the number above is larger than the down payment alone.
VAT at 5% applies to the services in this table, meaning agency, trustee, bank and NOC. It does not apply to the residential price itself.
Lines marked indicative vary by bank, developer and deal. The NOC is set by the developer and on a resale it is often paid by the seller. Government lines are published tariffs. Buying off-plan directly from a developer registers as an Oqood rather than a title deed, and some developers absorb or defer the DLD fee as an incentive.
The building, its specification, and how you can pay.
Almaara Residences is a thoughtfully designed residential development located in the vibrant and family-oriented community of Al Furjan. Created by Hamara Home, the project reflects a vision of comfortable modern living shaped by community spirit, architectural clarity, and everyday practicality. Its contemporary design blends smoothly with the surrounding neighborhood, offering residents a balanced lifestyle supported by strong connectivity to key destinations across Dubai.
Confirm accepted methods with your advisor before booking. Crypto and credit card availability varies by developer.
The developer and their Dubai delivery record.
Hamara Home Development is the developer behind Almaara Residences. Dubai Land Department records show 1 more in development.
hamarahome.aeOpens in a new tabHamara Home is a visionary developer committed to designing residential communities that smoothly blend comfort, family living, and a vibrant sense of community. Each project is thoughtfully planned to provide an ideal environment where families can thrive, with a focus on convenience, accessibility, and thoughtful amenities.
The address, what surrounds it, and commute times.
Walking and driving distances from Al Furjan, sourced from Google Places and refreshed by our area survey. Nearest six per category, three shown.
Five things decide it. None of them are on this page.
These figures are part of the Oliva Underwriting Report, which is free on request, and are not shown on this page.
Five questions decide whether this is worth buying. None can be answered from a project page:
The report also carries the comparable DLD transaction analysis, the Ejari rental history for this project, the developer delivery track record, and the numeric Oliva Score with its six-dimension breakdown.
24 pages, from DLD transactions and Ejari rents, signed by a RERA-licensed broker. On screen instantly and emailed to you.
Free. The verdict can say do not buy. No calls unless you ask.
Compare investment fundamentals across similar off-plan projects in the same area.
About this project
Almaara Residences is developed by Hamara Home Development. Review their track record, delivered project count and Oliva developer score before signing a Sale and Purchase Agreement.
Almaara Residences is located in Al Furjan, Dubai. The investor page tracks the area's rental yields, transaction volume and 5-year price growth pulled from Dubai Land Department records so you can benchmark Almaara Residences against the surrounding cluster.
The published payment plan for Almaara Residences is 10% On Booking, 40% After Booking, 50% Upon Handover. Developers occasionally file revised plans with RERA during the build, so confirm the live milestones directly on the Sale and Purchase Agreement before transferring any deposit.
Almaara Residences offers 1-bed, 2-bed and 3-bed layouts (bedroom range 1-3). Aggregate floor-plan and starting-price information appears in the unit-types section above; the registered DLD transaction and Ejari rent analysis for the building is part of the Oliva Underwriting Report.
Buying off-plan in Dubai
Off-plan projects in Dubai must be registered with the Dubai Land Department (DLD) and the Real Estate Regulatory Agency (RERA). Verify the project number on the DLD website before signing a Sale and Purchase Agreement, and confirm the developer holds an active escrow account for buyer payments.
Standard Dubai off-plan fees include the 4% DLD transfer fee, an Oqood (off-plan registration) fee of around AED 3,000, NOC fees from the developer (typically AED 500 to 5,000), and any agent commission agreed in the listing contract. Service charges and Mollak fees apply post-handover.
Dubai allows freehold ownership for non-resident foreign buyers in designated freehold zones, which include the majority of new off-plan launches. Title is registered in the buyer's own name at the Dubai Land Department, with no nationality restriction on resale.
Most Dubai off-plan payment plans split the price between a 10% to 20% down payment, instalments tied to construction milestones during the build (commonly 50% to 60%), and the balance on handover. Some developers offer post-handover plans that extend payments 1 to 5 years after completion.
Oliva scores every Dubai off-plan project on six dimensions: Financial Value, Market Dynamics, Location, Developer Trust, Risk, Macro Context, and Liquidity. Each dimension blends DLD transaction data, developer track record, area-level rental yields, and the project's payment plan into a single comparable score.
